13584 E 7th Avenue, Aurora, CO 80011
Aurora, CO 80011
This 3 bed, 2 bath single-family home, built in 1954, at 13584 E 7th Avenue in Aurora, CO 80011 is listed at $459,999 with a VA loan at 10.25% and $176,943 remaining. The listing is published by UMe and was last confirmed on October 12, 2026.
Property facts
- Asking price
- $459,999
- Bedrooms
- 3
- Bathrooms
- 2
- Square feet
- 1,394
- Year built
- 1954
- Type
- single-family home
- First seen
- October 2, 2026
- Last confirmed
- October 12, 2026
The assumable loan
- Interest rate
- 10.25%
- Remaining balance
- $176,943
- Loan type
- VA
Estimated gap between price and loan balance: $283,056. In an assumption this amount is covered with cash or other financing, on top of closing costs. How much cash an assumption needs
Estimated monthly principal and interest
| Assuming this loan at 10.25% | $1,639 |
| Same balance as a new loan at 7.46% | $1,303 |
| Difference each month | $336 higher |
This loan's rate is above the comparison rate, so assuming it costs more each month, about $100,853 more over 25 years. These figures assume 25 years remaining and a 7.46% comparison rate, because the source did not publish the remaining term. They cover principal and interest only, not taxes, insurance, HOA dues, or mortgage insurance.
What assuming a VA loan involves
A VA loan can be assumed by a buyer who does not have military service, as long as the loan servicer approves them. The servicer reviews credit, income and debts in much the same way a new lender would, and the review usually takes several weeks.
The buyer takes over the existing balance at the existing rate. The difference between the asking price and that balance is paid with cash or a second loan, which is why a listing with a large gap can be harder to assume than the rate alone suggests.
The seller's VA entitlement stays tied to the loan unless the buyer is an eligible veteran who substitutes their own. That matters to the seller, and it can affect how open they are to a non-veteran assumption.
A funding fee of 0.5 percent of the loan balance normally applies to the buyer, with exemptions for certain disability ratings.
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Educational information only. This article is general information about how mortgage assumptions work, it is not financial, legal, lending, or tax advice. Loan terms, fees, and rules vary by lender, loan servicer, and state, and can change over time. Confirm the specifics of your situation with the appropriate licensed professionals.