8616 W 49th Drive, Arvada, CO 80002
Arvada, CO 80002
This 5 bed, 4 bath single-family home, built in 2027, at 8616 W 49th Drive in Arvada, CO 80002 is listed at $950,000. The listing is published by UMe and was last confirmed on October 12, 2026.
Property facts
- Asking price
- $950,000
- Bedrooms
- 5
- Bathrooms
- 4
- Square feet
- 2,841
- Year built
- 2027
- Type
- single-family home
- First seen
- October 2, 2026
- Last confirmed
- October 12, 2026
The assumable loan
- Interest rate
- Not published by the source
- Remaining balance
- $0
- Loan type
- FHA
Estimated gap between price and loan balance: $950,000. In an assumption this amount is covered with cash or other financing, on top of closing costs. How much cash an assumption needs
The source did not publish enough loan detail to estimate a payment. The assumption calculator works with any balance and rate.
What assuming an FHA loan involves
FHA loans originated after 1986 are assumable with the servicer's approval. The buyer goes through a creditworthiness review against current FHA guidelines, including credit score and debt-to-income limits.
The buyer takes over the remaining balance at the original rate, and the gap between the price and that balance is covered with cash or secondary financing. FHA mortgage insurance continues for the life of the loan on most loans originated after 2013, so the monthly cost includes that premium.
FHA rules generally require the buyer to occupy the home as a primary residence. The seller is released from liability once the servicer completes the assumption and issues a release.
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Educational information only. This article is general information about how mortgage assumptions work, it is not financial, legal, lending, or tax advice. Loan terms, fees, and rules vary by lender, loan servicer, and state, and can change over time. Confirm the specifics of your situation with the appropriate licensed professionals.